Enjoy low & competitive interest rates when you take out a loan with us.
Our Interest Rates: 12% - 18% APR
Enjoy greater freedom when you take out a loan with CM loan agency today.
Minimum loan repayment period: 6 months
Maximum loan repayment period: 60 months
A loan of RM 5000 is taken out for 6 months.
Total loan amount: RM 5000
Total interest payable: RM 450
Total amount payable: RM 5450
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Speed is the key, we will approve your application after assessment of loan application. Apply online is quick & easy, simply just contact us via online, Whatsapp or Call. Our consultants will serve you to get the best loan package.
Our consultants are trained professionally with strong financial knowledge. We treat our customers professionally & keep all processing privately & confidentially.
We always analyze our customers’ needs for best recommendation on the flexible repayment terms. Our high service standard always have highest approve rate then other guarantee
Many customers have obtained the lowest loan rate plan from 1.5%. No hidden cost or deposit required. This is to accommodate our customers’ needs on the personal and business goal.
We have loan repayment terms maximum up to 60 months. On top of that, we also able to provide loan if you do not have guarantor or collateral.
Anyone that fulfil the requirement are welcome to apply the loan here even if your loan application had rejected elsewhere.
Are you looking for a personal loan? If so, you are at the right place. Bright Good Sdn Bhd specializes in personal loans of RM 2000 up to RM 1,000,000.
APPLY NOWDo you have any valuable item/asset that can be charged to your loan, we also accept whether or not your goods / assets owe a loan. Loans with collateral get faster approval. Your loan amount will be higher, and the interest lower.
APPLY NOWAre you worrying about your loan? You've come to the right place. We offer loans for all kind of business either small and medium-sized businesses.
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Whether you want to buy new furniture, make home renovations, pay for your medical bills, pay for your wedding or your honeymoon or settle your current debt, a personal loan may be the answer to your short-term cash needs.
Personal loans are very useful for those who need some cash right away, either for the purchase of a large item or for help in an emergency or with short term financial constraints.
Personal loans are short-term loans that have shorter repayment periods than mortgages. Where a mortgage requires a repayment period of 20, 30 or 40 years, the repayment period of a personal loan usually extends from one month to ten years *.
Unlike home loans, personal loans are usually unsecured, which means you can borrow money without giving any form of security or assets to a lending company such as your home or car. This is subject to the terms and conditions submitted. Even if you do not make any guarantees, you are still responsible for making your repayments on time. Penalties and fees will apply if you fail to make a payment, and will negatively affect your credit score.
Personal loans can generally be as low as RM1,000 to RM150,000 *. The amount of your loan depends on your eligibility (for example your ability to repay the loan), as well as the terms offered by the lender. If you want to borrow more than this range, then a secured loan may be a better option for you.
When you take out a loan with your bank, you will sign a loan agreement outlining the amount you borrow, interest rate and monthly repayment amount. This agreement will also list your loan repayments - your monthly payments and your loan terms in the year and month in detail. As a guide, the longer your repayment period, the higher your payment amount.
There are two types of loans, secured and unsecured loans. In Malaysia, the most frequently requested personal loan is unsecured personal loans.
Secured Loans:
Secured loans are loans in which borrowers offer their assets, such as cars or homes as security or collateral for their loans. Therefore, the cost of the loan is usually lower than the unsecured loan. However, borrowers need to be careful about their financial ability to repay the loan. Failure to repay the loan will result in their security being withdrawn.
Unsecured Loans:
Non-secured loans are more difficult to obtain because borrowers are not required to offer any kind of asset as collateral. Therefore, they need to assure lenders of their financial ability or credit stability. This is to ensure that the borrower is able to repay the loan.
With unsecured personal loans, the cost of lending is also higher as lenders take higher risks when providing loans. Although borrowers do not provide any form of collateral to their lenders, this does not mean that they can fully repay the loan. The lender has the right to bring the borrower to court with the intention of acquiring and selling the borrower's assets to compensate for any loss suffered.
Interest rates:
Interest rates are often the key determinants of a good loan agreement. The lower the interest rate, the smaller the payment amount over the original loan amount. In Malaysia, the interest rate usually charged is based on the interest rate. An interest rate is a rate at which interest is charged on the amount of the original loan, regardless of the amount paid.
Terms & Conditions:
Review the terms and conditions of your loan agreement to find out the other fees involved, such as processing fees, stamp duty and other charges (for example, a licensee's lending fees).
Eligibility Criteria:
Many lenders have stringent eligibility requirements such as age and income status. Sometimes you may also need to provide proof of ownership of your assets and other details of your debt obligations.
Personal loans are important for those who need instant cash, whether it's a big ticket purchase or to deal with short-term financial problems. Before you apply for a personal loan, determine whether there are other financing options that may best suit your needs. Carefully consider your ability to repay debt, as well as scenarios of what will happen once you stop generating income.
If you are facing any bank or financial company's arrears and do not know how to solve it, you can come to find us, we have professional team that can provide you with the most professional advice to help you solve your current financial problems.